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Year-End Planning & Wealth-Building Strategies
Your peak earning years bring with them a powerful opportunity: the chance to build real financial momentum. But that momentum doesn’t come from income alone. It also comes from planning, strategic guidance, and informed decision...
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Navigating Key Financial Discussions: A Guide for Parents and Their Adult Children
As both a financial advisor and a father, I frequently find myself balancing professional insights with personal experiences when it comes to discussing finances with my children as they transition into adulthood. It's common to see...
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The Importance of an Emergency Fund: Why You Should Start One Today
Spring is a season of renewal and fresh beginnings, making it the perfect time to take a closer look at your financial health. As flowers bloom and days grow longer, consider starting an emergency fund to safeguard your family's future...
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Saving to Spending: Build a Tax-Smart Withdrawal Strategy
As you near retirement, it’s time to start thinking about the next chapter of your financial journey. After years of saving and investing, shifting from accumulation to spending can feel uncomfortable. A well-planned, tax-efficient...
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When to Expect Your 1099
If you receive income from investments, dividends, education savings plans, or contract work, you’re undoubtedly familiar with IRS Form 1099. By the time April 15th rolls around, you might have even collected a hefty stack.
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Resolutions to Help Build Financial Independence
The start of a new year is an ideal time to set financial goals. Maybe you're aiming to save more money this year or are prioritizing paying off debt. If you made financial goals for yourself last year, how did you do? Did you stay on...
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How to Determine the Best Time to Claim Social Security
One of the most common questions people ask about Social Security is when they should start taking benefits. Making the right decision for you can have a meaningful impact on your financial income in retirement. Before considering how...
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Year-End Charitable Giving: Maximize Your Impact and Minimize Your Taxes
As the year draws to a close, many individuals start to think about charitable giving. For some, this is a time to support causes close to their hearts; for others, it’s an opportunity to make strategic contributions that also align...
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Why Home Renters Should Prioritize Savings
Many people often ask about the financial implications of renting versus buying a home. While renting offers flexibility, it's crucial to understand that as a renter, you may need to save more aggressively for your future. Here's why:...
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Redefining Wealth: Strategic Tax Planning for the Future, Informed by the Past
Tax time shouldn't be confined to April. Here’s why tax planning is essential year-round.
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The Ins and Outs of Medicare Open Enrollment
As financial advisors, we often emphasize to our clients the importance of planning and making informed decisions about healthcare coverage. One of the critical periods for making such decisions is the Medicare Open Enrollment period....
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Ensure Your Financial Future with Comprehensive Estate Planning
A recent study revealed that over 70% of Americans do not have an estate plan in place, meaning that roughly only 20% of the population has taken steps to secure their assets and wishes for the future. It’s never too early to put...
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The Importance of Filing a Schedule C for Sole Proprietors and LLCs in Family Wealth Planning
At ZWA, we are committed to guiding you through every step of your financial journey. Today, we want to address a crucial aspect of your business and personal financial health: the importance of filing a Schedule C...
Read MoreZappitelli Wealth Advisors’ Achievements Recognized by Avantax at Prestigious Event in Bahamas
Representatives from Zappitelli Wealth Advisors (ZWA) were celebrated as exceptional affiliates of Avantax® Inc., a leader in tax-focused financial planning and wealth management, during the invitation-only Avantax Elite Summit 2024.
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Navigating Retirement: Solo 401(k) vs. SEP IRA for the Self-Employed
Two popular options for the self-employed are the Solo 401(k) and the SEP IRA (Simplified Employee Pension Individual Retirement Account). While both offer tax advantages and flexibility, they have distinct features that may make one...
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April is Financial Literacy Month
April marks Financial Literacy Month, a pivotal time for individuals and families to focus on their financial well-being and equip themselves with the knowledge and skills necessary to make informed and effective decisions with all of their
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The Most Overlooked Tax Deductions and Other Helpful Tax Tips
As we are well into tax season, it’s the perfect time to discuss important tax deductions that you may be eligible for. Take a look below at the five most overlooked opportunities to manage your tax bill.
Read MoreThe Power of the Ohio Angel Scholarship
Are you familiar with the Ohio Angel Scholarship? This is something that presents a remarkable opportunity for residents of Ohio, enabling you to allocate your tax dollars towards supporting catholic schools within the state. By making...
Read MoreYour 4% Withdrawal Strategy May Not Be Enough
YOUR 4% WITHDRAWAL STRATEGY MAY NOT BE ENOUGH Get the Tax Guidance You Need to Help Live the Retirement You Desire There’s a lot of concern among industry experts about whether the popular 4% withdrawal rule can provide enough income...
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